Habitat for Humanity of Dane County builds, repairs and rehabilitates safe, decent and affordable housing. We do this with the help of volunteers, donors and our partner families. Habitat sells homes to partner families at market value, and homes are financed with affordable loans.

Habitat does not give away homes. In addition to a down payment and monthly mortgage payments, homeowners are required to put in between 275 to 425 of sweat equity toward the building of their own home. These sweat equity hours are stretched out over nine to 12 months.

Mortgages with low or no interest rates make Habitat for Humanity homes affordable and possible. All payments are based on 28 to 30 percent of a family’s gross income.

See how homeownership has changed lives for our current partner families.